The world debt crisis has brought debit consolidation to the forefront. Many consumers now face a personal debt crisis. Addressing the debt crisis means extricating oneself from the debt death spiral with high unemployment and record foreclosures. Debit consolidation and credit card debt solutions have proven powerful allies. It easy to ignore ones true debt picture when engulfed by a mixture of fear, hopelessness and anger. To do so means just deepening one’s tie to the debt death spiral.